Society For Human Resource Management (SHRM) Certified Professional Practice Exam

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Is Medicaid able to cover long-term care services?

  1. Yes, in all cases

  2. Yes, if considered necessary

  3. Yes, but only for a limited time

  4. No, in all cases

The correct answer is: Yes, if considered necessary

Medicaid is designed to provide health coverage for individuals with limited income and resources, and it does cover long-term care services under specific conditions. The correct choice reflects that Medicaid will cover long-term care services if they are deemed necessary for the individual’s health needs. This typically means that individuals must meet certain criteria, such as a medical necessity assessment demonstrating that they require assistance with activities of daily living or other medical needs that cannot be met without long-term care. In many cases, eligibility also involves meeting financial criteria, including income and asset limits, which can vary by state. Therefore, the coverage is contingent upon these factors, emphasizing the necessity of the service rather than providing blanket coverage in all situations or for fixed durations. This option acknowledges the complexity of Medicaid’s coverage provisions related to long-term care, which can vary not only by state regulations but also by the individual’s specific situation.